Health Care and Health Insurance
Availability of Health Care
In our current system, no person is turned away when in immediate need of medical attention. This has been, and should continue to be, the standard in the health care industry. It is a moral obligation of our health practitioners to do everything in their power to preserve life.
However, we must not confuse “health care” with “health insurance”. When people say they are wanting universal health care, they are usually asking for universal health insurance. Unfortunately, such a system drives out the competitive pressures that force prices down, while at the same time, this system encourages misuse of the system.
A real solution would be to provide more competition for health care in Minnesota. We can start by allowing competition across state lines. While Minnesota has many mandated coverage procedures for health insurance companies, states like Tennessee do not. So, wouldn’t it be great if you really did not need free hair pieces and fertility treatments, you could go online and by a “Tennessee” health care plan?
Also, we need to lobby the Federal Government to open up the Heath Savings Account provisions. Right now, the qualifications for getting an HSA are so restrictive that many people don’t even consider getting one. By opening up the possibility of someone saving up for their own potential health problems, we are taking the burden off the government and the insurance companies.This would result in reduced premium costs, as well as reduced government costs.
